The first AI-native financial operating system combining conventional banking and Sharia-compliant Islamic finance — with OnePass identity, pan-African payments, and an AI assistant that understands your money.
Built from the ground up as an AI-native platform — not a banking app with AI bolted on.
Ask anything. Get budgeting advice, Zakat calculations, and Sharia product guidance powered by GPT-5.2.
Murabaha, Mudarabah, Ijara, Sukuk, Qard Hasan & Zakat — vetted by leading scholars.
Personal, Shariah, and Business accounts under one OnePass identity with real-time ledger.
Send money instantly via M-Pesa, Airtel Money, Pesalink, and across PAPSS corridors.
MFA, passkeys, device binding, encrypted vault, immutable audit logs — built for regulators.
Invoices, payroll, expenses, cash flow & embedded finance — your business in one app.
From profit-sharing savings (Mudarabah) to asset-backed Sukuk certificates — every product is reviewed by our Sharia board and audited by an independent committee.
Asset-backed certificates generating Halal returns from real East African infrastructure assets.
Made with Emergent